The branch is one of the many mobile lenders on the market. It expeditious remittance of loan makes it ideal for users. Repaying your Branch loan affords you the peace of mind higher credit rating and easy future access to loans. So how do you go about it?

How do I repay Branch Loan?

Using Mpesa

• Go to your Phone SIM Kit tool and select Mpesa
• Choose Lipa na Mpesa from the menu options
• Go to Paybill
• Key in the Branch Paybill Kenya number 998608.
• Enter your Phone number as the Account Number.
• Type the Amount you want to repay on the Amount dialogue box.
• Enter your Mpesa Pin and Confirm the Transaction by clicking okay
• Wait for a confirmation message of the transaction from Mpesa
• Branch will also send a confirmation SMS acknowledging the transaction and showing your new loan balance.

Using the Branch application

If you have a smartphone and have downloaded the application, payment should be easy.

• Log into your branch application
• Key in your password this should automatically open the Branch app
• Select loan repayment on the app’s dashboard
• Enter the amount you want to repay
• Key in your Mpesa password
• You will get a confirmation message from Mpesa on the transaction.
• Notifications of repayment on the application notification and Branch SMS will document the repayment

Timely repayment of Branch loans ensures you can access higher loans in the future and avoid blacklisting by CRB. You now have a guide on how to repay your branch loan before the expiry of  Branch loan repayment period. This period is always dependent on your application and the amount applied. Branch usually offers 21 days grace period after which the loans attract a penalty computed by the lender. It is important you clear your loan to avoid negative listing or penalties.